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$100,000
1050431 MLS
Some properties give you a place to build. This one gives you an entire lifestyle to build around it. Set within the sought-after Wolf Lake community, this homesite offers the opportunity to start with the land and create a home around the way you actually want to live. No inherited floor plan. No renovations to undo someone else's choices. Start fresh with the architecture, finishes and outdoor spaces that make sense for you, whether that means a modern farmhouse, contemporary design, wooded retreat or a home with room for multiple generations. And what surrounds your future home is just as important as what you build. Ownership in Wolf Lake provides access to an approximately 1,800-acre recreational area, creating an extraordinary backdrop for exploring the outdoors throughout the seasons. Lake access at 186–188 Canal Road adds another dimension to life here. Summer mornings can begin on the water, afternoons can be spent paddling or enjoying the shoreline, and evenings bring you back home beneath the trees. Beyond Wolf Lake, the surrounding Catskills and Hudson Valley put hiking trails, wetlands, farmers markets, vineyards, live music, local restaurants and small-town destinations within easy reach. There is always somewhere new to explore, yet some of the best weekends may be the ones when you never leave the lake. And when the city calls, NYC is still within reach, making this an opportunity to create a very different kind of home base without giving up access to it. Walk the property before deciding what belongs here. Find the spot where the house could sit. Picture the windows facing the trees, the deck or patio outside, the garden, the firepit and the places where summer days will eventually stretch into evening. Right now, it is land. What comes next is entirely yours.

169 Canal Road, Wurtsboro

$99,000
3 Beds 2 Baths 1050506 MLS
Welcome to Rolling Hills Mobile Home Park, where comfort, convenience, and modern living come together in this beautifully maintained 2019 double-wide home. Offering approximately 1,458 sq ft of living space, 3 bedrooms, 2 full bathrooms, and an inviting open-concept design, this home is perfect for first-time buyers, downsizers, or anyone seeking easy, low-maintenance living. Step inside to discover a spacious floor plan filled with natural light, creating a warm and welcoming atmosphere throughout. The heart of the home is the expansive kitchen, featuring a large center island, abundant cabinetry, and plenty of counter space for meal preparation, entertaining, or gathering with family and friends. The seamless flow between the kitchen, dining, and living areas makes everyday living and hosting effortless. Retreat to the generously sized primary suite, complete with a walk-in closet and private ensuite bath, offering the perfect space to relax and unwind at the end of the day. Two additional spacious bedrooms and an oversized full bathroom provide plenty of room for family, guests, or a home office. Located within the desirable Rolling Hills Mobile Home Park, this home offers the opportunity to enjoy modern amenities and comfortable living without the responsibilities of land ownership. Move-in ready and thoughtfully designed, this is a wonderful opportunity to enjoy quality, affordable living in a welcoming community. Lot rent is $668/month which includes snow removal, trash and grounds maintenance. (Some photographs have been virtually staged to help illustrate the home’s full potential and provide inspiration for furniture placement and room design)

148 Old Ravina Road Unit #C 2, Selkirk

$75,000
1050416 MLS
"Exclusive Opportunity!" Rarely does a property like this come to market, and when it does, it doesn’t stay available for long. This is your chance to secure one of the largest vacant lots in the area – a 924 sq. parcel situated just steps from the water in a highly desirable neighborhood. With annual property taxes of only $367 (about $31 per month), this lot offers one of the lowest carrying costs in New York City. It’s a low-risk, high-reward investment that can immediately enhance your lifestyle while also boosting the long-term resale value of your condo or nearby house. Now imagine this: exclusive only to your apartment - a private backyard, kayak and bike storage, a shaded gazebo, or even a vegetable garden and kids’ play area. All steps away from your condo. And yet, this lot is priced at just $75,000 - well below market value - making it one of the most affordable ways to add private outdoor space and water access to your property in New York City. Imagine the Possibilities: • Launch your kayak from a private beach • Relax in your shaded gazebo - BBQ zone • Grow fresh vegetables and herbs steps from home • Watch your kids play safely in a private yard • Enjoy stunning water views every day Property Highlights: • Increases your condo property’s resale value • Largest lot in the area - 924 ± sq. • Low taxes - only $367 per year (~$31/month) • Clean Atle, off-market opportunity • Priced below market for quick sale • Owner financing available Potential Uses: • Private beach access • Storage for kayaks, bikes, and beach supplies • 120 sq. storage shed • Shaded gazebo or seating area • Kids’ private playground • Outdoor gym / yoga space • Vegetable & flower garden • Sauna / wellness retreat • CCTV-secured private yard • Adds value to your condo as a package deal • Possibly Build a House - Consult your Architect Disclaimer (buyer must do due diligence) All information is provided by the owner to the best of their knowledge and is believed to be accurate, but is not guaranteed. Lot size, permitted uses, and features are subject to independent verification by the buyer. Potential uses listed are examples only and may require permits or approvals. The property is sold "as-is."

12 Schuyler Terrace, Bronx

$439,999
1050329 MLS The New Borderline BLDG.
Here’s your chance to own a thriving deli and convenience store that locals know and love, along with the building and an income-producing apartment — all in one unbeatable package! Perfectly positioned on heavily traveled Burlingham Road, less than one mile to Route 52 and under 10 minutes to the Hamlet of Pine Bush, this property offers excellent exposure and nonstop traffic. The building makes a statement with its covered porch, and clear roadside signage, while the inside is set up for success. The deli features a spacious customer area with multiple dining tables for eat-in service, a full line of glass-door coolers, display cases, and food prep stations, and ample shelving for grocery and convenience items. Behind the scenes, the property is equipped with a fully functional kitchen, complete with stainless steel prep tables, a gas range with overhead hood, deep stainless sinks, double refrigerators, and extensive shelving and storage for dry goods and supplies. This area is designed to handle daily food prep with ease, making it ideal for deli operations or expansion into catering and events. A walk-in cooler, freezers, and additional storage provide even more support, and there is also a dedicated office space for management, as well as a bathroom conveniently located off the storage area. Additionally featuring a whole building generator powered by propane, great for those unexpected power outages. Generator feeds the deli and upstairs apartment without any stress. Above the business, the one-bedroom apartment offers its own private exterior entrance and deck, along with hardwood floors and a kitchen/dining area combo, providing comfortable living quarters and steady rental income with room to increase. The property spans 1.8 acres, including a large paved lot with parking for 25+ vehicles, an open field, picnic/entertaining area perfect for events, and a separate one-car garage for storage. With its warm, welcoming atmosphere, proven community reputation, and multiple income streams, this is a turn-key investment package with endless potential for an owner-operator or investor ready to grow, expand, or simply enjoy the returns.

1218 Burlingham Road, Pine Bush

$949,000
5 Beds 4 Baths 1050505 MLS
Welcome to 15 Sands Lane, perfectly situated in the prestigious Harbor Hills community within the incorporated Village of Port Jefferson! Set on .64 of an acre with remarkable privacy, this stunning home features 5 bedrooms, 3.5 bathrooms, hardwood floors, and recessed lighting throughout. Two spacious living rooms, each with its own fireplace, provide perfect setting for everyday living and entertaining. The showstopping kitchen is beautifully designed with quartz countertops, a peninsula island, microwave drawer, wine cooler and an impressive collection of modern finishes. Additional highlights include a full unfinished basement with a walk out entrance, an attached two car garage and a circular driveway. Village residents enjoy access to resident-only beaches, complimentary municipal parking with permit, recreational programs and preferred resident rates at the Port Jefferson Harbor, the ferry, waterfront dining, boating, shopping and entertainment. An extraordinary home in an equally extraordinary location! This home offers exceptional privacy with an unmatched North Shore lifestyle.

15 Sands Lane, Port Jefferson Village

$369,000
2 Beds 2 Baths 1050156 MLS
COMING SOON! Priced for a Quick Sale! This move-in-ready home offers 1,922 square feet of comfortable living space, featuring 2 bedrooms and 2 full bathrooms, plus a potential third bedroom or bonus room on the lower level. Enjoy easy, low-maintenance living with no HOA, a one-car garage, and low taxes. Recent updates include kitchen cabinets, newer furnace and hot water heater, giving you added peace of mind. With a practical layout, plenty of space, and an attractive price point, this is a fantastic opportunity for a first-time buyer, downsizer, or anyone looking for affordable and easy living. So Close to All Shops, Highways, Hospital and Yet Tucked Away. Don’t miss this one—priced to sell quickly!

3 Moriah Lane, Middletown

$550,000
1048196 MLS
Exceptional opportunity to own approximately 48.06 acres of vacant land in the Town of Thompson, Sullivan County. Offering substantial acreage and road frontage along Gregory Road, this property presents an exciting opportunity for a private estate, recreational retreat, investment, or potential future development. The parcel is identified as Tax ID 56.-1-10.5 and is currently classified as rural vacant land. An existing survey depicts the property as Lot 2 containing approximately 48.06 acres, providing valuable information regarding the property’s boundaries and configuration. Located in the Monticello area with convenient access to the surrounding Catskills, shopping, dining, recreation and major roadways. The property’s size and setting provide the privacy and flexibility that are increasingly difficult to find. Buyers and buyers’ agents should perform their own due diligence regarding zoning, subdivision potential, permitted uses, utilities, wetlands, septic, well, access and all required municipal approvals.

Gregory Road, Monticello

$1,295,000
4 Beds 3 Baths 1027765 MLS
This is the home you have been waiting for!! This immaculate and spacious 4 bedroom 2.5 bath home has been thoughtfully renovated throughout. This exceptional property checks all the boxes!! Large flat private backyard, magnificent primary ensuite on second floor. Also, guest room with private bath on first floor, custom kitchen, woodburning fireplace, 2 car garage, Style is Custom, expanded ranch. Meticulous. sunny and bright kitchen that boasts high end appliances, custom cabinets, Thermador gas stove, Sub zero refrigerator and hardwood flooring that opens to beautiful dining area with French doors opening onto redwood deck. Also featuring 2 car garage. solar panels. deck. patio, Hardwood flooring throughout, wine closet. large driveway. skylights and more. Too much to mention, must see!! Near Northport Village shops, restaurants, theater and dock. Golf and beaches nearby. Approximately an hour from Manhattan.

16 Brittany Court, Northport

$613,000
3 Beds 1 Baths 1045893 MLS
A little piece of peace a private retreat in the heart of Cortlandt Manor! Welcome home and welcome to 535 Westbrook Rd, a beautifully updated 3-bedroom, 1-bath home set on a generous .46-acre property. Thoughtfully updated in 2023, this inviting residence blends modern comfort with exceptional outdoor living. Step outside to your own backyard oasis, complete with an above-ground pool and hot tub, surrounded by beautifully decorated and thoughtfully designed spaces perfect for entertaining, relaxing, and making memories. From al fresco gatherings to peaceful evenings and smores under the stars, this is a home you'll be proud to welcome friends and family to. Conveniently located near public transportation, shopping, restaurants, and everyday amenities, this home offers the perfect balance of privacy and convenience. Come discover the lifestyle you've been dreaming of!

535 Westbrook Drive, Cortlandt Manor

$349,000
2 Beds 2 Baths 979131 MLS
Welcome to The Clearing in the Woods. Discover the comfort and convenience of one-level living in the desirable, sought-after garden community “Clearing in the Woods” in Carmel. So close to a major local shopping center, highways, and just moments away from Putnam Hospital Center. Set within a welcoming residential setting with attractive amenities, this spacious two-bedroom, two-full-bath residence offers an inviting opportunity to create a home that reflects your personal style. Inside you'll find a thoughtfully arranged single-level floor plan. The dining room sits conveniently adjacent to the kitchen, while the living room provides a warm and welcoming gathering space, highlighted by a charming corner wood-burning fireplace and sliding glass doors that open to a private balcony—a peaceful spot to enjoy your morning coffee. The kitchen features newer solid cabinetry, offering a great foundation for future updates. Laminate flooring flows through the main living areas, while the bedrooms feature comfortable carpeting. Enjoy the added convenience of a prime reserved parking space—arguably one of the best parking spots in the community. Residents also have access to community amenities including an in-ground pool and playground, adding to the appeal of this well-located community. Competitively priced to provide an opportunity for the next owner to add their own finishing touches, this home offers excellent potential for comfortable living and personalization in a desirable Carmel setting.

606 Drew Lane, Carmel

$1,150,000
4 Beds 2 Baths 1050493 MLS
Move Right In! Discover this beautifully updated High Ranch, designed for effortless modern living. Step inside to a bright, open-concept living area with soaring vaulted ceilings, gleaming hardwood floors, recessed lighting, and sleek modern fixtures. The beautifully updated kitchen impresses with granite countertops, stainless steel appliances, a convenient breakfast bar, and elegant pendant lighting. Unwind in four generously sized bedrooms and refreshed bathrooms appointed with contemporary fixtures. Outstanding curb appeal welcomes you with crisp white fencing, manicured landscaping, and newly completed concrete work along the driveway and entrance. Back yard, brand-new pavers create the perfect setting for outdoor relaxation and entertaining. Building dimensions: 25' wide by 44' deep

160-28 87th Street, Howard Beach

$599,999
3 Beds 2 Baths 1048782 MLS
SPACIOUS OAKRIDGE TOWNHOUSE. One of the largest available units and the original model. Spacious and bright living spaces with vaulted ceilings and sun-filled rooms. Living Room with vaulted ceiling and wood burning fireplace. Nicely scaled Dining Room. Maple Kitchen with granite counters, tile backsplash and updated appliances. Open Family Room with vaulted ceiling and doors to terrace surrounded by lawn. Primary Bedroom with built-ins, vaulted ceiling, ample closet space and private Bath. Two additional Bedrooms sharing Hall Bath. Straight staircase to loft Sitting Room and finished Bonus Room. Detached One-Car Garage and assigned parking space. Community Pool and Tennis Courts. Walking path around the lake. Walk to shops and restaurants. Convenient location with easy access to New Canaan, Ridgefield and the Merritt Parkway. Just listed!

1 Oakridge Drive, South Salem

$779,000
4 Beds 3 Baths 1048717 MLS
WELCOME HOME TO A MAGNIFICENT, meticulously maintained raised ranch with 4 bedrooms & 3 full baths! Lovingly owned & cared for by the original owners, this exceptional home offers the space, flexibility & warmth today's buyers are looking for! Bright & open-concept living with cathedral ceilings & a spacious, welcoming layout. Detailed crown molding adds a touch of timeless elegance throughout. The kitchen has quality custom solid maple cabinetry. Florida/sun room ideal for everyday dining, morning coffee or enjoying the beautiful outdoors year-round. The lower level is renovated and freshly painted perfect for the extended family, guests or additional living space downstairs & an additional bedroom with private entrance. There is also a space for a gym or office. Gas fireplace creates a cozy & inviting atmosphere. Step outside to your private backyard oasis, your own place to relax, entertain & make memories. Outdoor covered patio with ceiling fans and Cambridge pavers for social gatherings. A gorgeous wood fire pit for cozy evenings. The major updates are already done! Roof-4 years old, Boiler-2 years old, Hot Water Heater-2 years old. This is more than a house, it's a home designed for living, gathering & growing together. Whether you need room for multiple generations, frequent guests, or simply want extra space & privacy, this property delivers!

263 Old Haverstraw Road, Congers

$1,610,000
5 Beds 3 Baths 1050468 MLS
Welcome to 75-21 Myrtle Avenue, a well-positioned 3-family mixed-use property in the heart of Glendale. The property features two spacious 2-bedroom apartments and one 1-bedroom apartment, plus a commercial storefront on the ground level and basement. An attached 2-car garage provides additional convenience and value, offering valuable parking and storage space in the area. Currently generating approximately $124,000 in annual rental income with a 6.64% cap rate, the property offers an attractive combination of immediate cash flow and future upside. Conveniently located near public transportation, including the Q55 and Q29 bus routes, with easy access to the M and L subway lines, providing convenient connections throughout Queens and Brooklyn. This semi-attached brick building offers an excellent opportunity for investors seeking stable income and long-term potential.

75-21 Myrtle Avenue, Glendale

$1,399,000
4 Beds 2 Baths 1050486 MLS
4 Bedroom/2 Bathroom Cape located on a beautiful 60’ X 100’ corner lot. Gorgeous wood floors throughout. First floor has spacious living room and formal dining room that opens out to a spectacular patio where you can sit and enjoy your morning coffee. On this floor there is also an eat-in-kitchen with a breakfast nook and 2 bedrooms and an updated full bathroom. The second floor has 2 additional large bedrooms and an updated full bathroom. This house also has a finished basement with a family room, summer kitchen and laundry room. One car garage. Beautifully landscaped so you can partake in outdoor entertaining opportunities. Perfect location in Whitestone. Excellent school district #25. Convenient to shopping and restaurants.

14-05 156th Street, Whitestone

$9,750,000
7 Beds 11 Baths 1050297 MLS
Set on six picturesque acres within a prestigious gated community, this exceptional stone residence offers an extraordinary setting for private estate living. A private pond, framed by a manicured walking path, anchors the grounds, while an inground pool, hot tub with a fire feature, expansive patios, and a poolside outdoor kitchen create an inviting backdrop for outdoor entertaining. The home features seven ensuite bedrooms and 12 bathrooms, including a junior primary suite on the first floor. High ceilings throughout enhance the sense of scale, while a spacious eat-in kitchen and formal dining room accommodate both everyday living and elegant gatherings. The expansive primary suite offers a private retreat with an oversized walk-in closet, a sitting area, and a spacious primary bathroom. The lower level is dedicated to recreation and wellness, featuring a full spa with a cold plunge, Jacuzzi, full bathroom, steam room, and dry sauna. A movie theater, gym, and dedicated massage room complete this exceptional space.

1 Hidden Pond Drive, Old Westbury

$1,168,000
3 Beds 2 Baths 1050391 MLS
Welcome to 45-23 Utopia Pkwy! Situated in an R3X zoning district in the heart of Flushing, this property presents excellent potential and long-term investment value. This versatile residence features 3 bedrooms and 2 full baths, along with an inviting sunroom that fills the home with abundant natural light. The home is equipped with central air conditioning and gas cooking/heating for year-round comfort and convenience. The full basement with a separate outside entrance (OSE) offers additional space for a variety of lifestyle needs. Complete with a private driveway and detached garage, this property offers both convenience and functionality. Conveniently located near top-tier amenities, public transportation, and major highways. Don’t miss this incredible opportunity!

45-23 Utopia Parkway, Flushing

$849,900
5 Beds 2 Baths 1049334 MLS
5 Bedroom 2 Bath Colonial in sought after Levittown neighborhood. Property is taxed as a 2 Family Home so Income Potential is there for the taking with the correct Permits in place. Entry Foyer with access to Main Floor Entrance on the right, Upstairs straight ahead and Laundry/Storage/Work Room to the left. Main Floor boasts an Eat-In Kitchen with Separate Pantry and open to a Large Living Room/Dining Room area with Sliders out to the Patio. Three Bedrooms, Linen Closet and Full Bathroom along with Three Wall Mounted Air Conditioners round out the First Floor. Large Laundry/Storage Room with Side and Rear Windows includes Washer/Dryer, Pull Down Attic Steps for more storage as well as exit out to the Back Patio. Upstairs includes a Large Living Area, Eat-In Kitchen, Pantry, Linen Closet, Full Bathroom and Two Bedrooms along with Three Wall Mounted Air Conditioners. Wide Driveway with Landscaped Yard, Front Gate to a Fenced-In Back Yard. Close to Wantagh Avenue with plenty of Shopping and Restaurants to the North towards Hempstead Tpke and to the South towards the Southern State Pkwy and Sunrise Highway. 3 LIRR Stations all within 4.5 miles or less...Hicksville and Bethpage to the North and Wantagh to the South.

48 Grey Lane, Levittown

$899,000
6 Beds 4 Baths 1050477 MLS
Welcome to this beautifully renovated legal 2-family home in East Rockaway, offering approximately 2,627 square feet of living space and an exceptional opportunity for an owner-occupant, extended family, or investor. This spacious two-story property features two separate living units, with each floor offering 3 bedrooms, 2 full bathrooms, and its own kitchen, for a total of 6 bedrooms, 4 full bathrooms, and 2 kitchens. Both units have been tastefully renovated and offer bright, comfortable living spaces with modern finishes throughout. The home is equipped with natural gas and features a large private driveway with ample parking for multiple vehicles. The backyard offers plenty of space for outdoor enjoyment, entertaining, and relaxation, complete with an above-ground pool that is perfect for warm summer days. Conveniently located near shopping, dining, and everyday necessities, this property also offers easy access to public transportation, including nearby train and bus service, making commuting throughout Long Island and into New York City convenient. With its legal two-family status, beautifully updated interiors, generous bedroom and bathroom count, multiple kitchens, abundant parking, private outdoor space, and highly convenient location, this East Rockaway home offers incredible versatility, value, and income-producing potential. A wonderful opportunity for buyers seeking space, flexibility, convenience, and the ability to generate rental income.

83 Althouse Avenue, E. Rockaway

$679,000
3 Beds 3 Baths 1050454 MLS
From the outside, this ranch has a modest footprint, but step inside and you’ll find a comfortable, thoughtfully laid-out 3-bedroom, 3-bath home with more usable space than it first appears. The open floor plan brings in plenty of natural sunlight and creates an easy flow from room to room. The primary bedroom features an ensuite bath and sliding doors leading directly to the deck, overlooking a peaceful, nicely landscaped backyard. The attached garage provides convenient access to the kitchen, and first-floor laundry adds to the home's everyday functionality. The finished basement offers additional living space, a full bath, an outside entrance, and an egress window. A built-in dehumidifier system enhances comfort and quality. There’s also a pull-down attic that is insulated and finished, providing practical storage space without taking away from the living areas. This is one of those homes that makes more sense once you step inside. The space is comfortable, functional, and well maintained, with thoughtful improvements throughout. The owner has taken great care of the property, and it shows.

111 Woodside Avenue, Freeport

$495,000
2 Beds 3 Baths 1041139 MLS
Sometimes the best houses are the ones that just make life easy. This move-in-ready contemporary ranch in Hyde Park offers two bedrooms, two and a half baths, an open layout, and a private backyard, all just minutes from the Culinary Institute of America and everything happening along the Poughkeepsie waterfront. Inside, the home feels bright, comfortable, and surprisingly spacious. Hardwood floors run through the living room, where glass sliders open directly to a screened porch overlooking the backyard and hot tub, creating an easy connection between indoors and out. The eat-in kitchen offers plenty of room for cooking and gathering, with Corian countertops, tiled backsplash, and Andersen windows bringing in natural light throughout the home. The spacious primary suite gives you the convenience of true one-level living, while a second bedroom and two and a half baths, including a beautifully renovated bath, make the layout equally suited to full-time living or a weekend escape. A separate family room with a gas fireplace adds another cozy place to settle in for movie nights, reading, or simply hanging out. Outside, the screened porch may quickly become your favorite room in the house. Morning coffee, summer dinners, or a soak in the hot tub after a long day all happen against a private, wooded backdrop. And the location is a big part of the story. The Culinary Institute of America is practically around the corner, putting some of the Hudson Valley's most interesting dining right in your backyard. Head south into Poughkeepsie for the Walkway Over the Hudson, the Hudson River waterfront, restaurants, breweries, arts and an increasingly energized downtown. Favorites like Mill House Brewing Company, Farmers & Chefs and Brasserie 292 are all nearby, along with the shops, restaurants and everyday conveniences of Route 9. Also STR friendly! For NYC buyers, Poughkeepsie Metro-North is an especially nice bonus. Catch the Hudson Line directly to Grand Central, or Amtrak for points north and south, and just 75 miles north of the George Washington Bridge.

14 Luty Drive, Hyde Park

$975,000
4 Beds 3 Baths 1050423 MLS
Located in the heart of East Northport within the highly rated Commack School District, this spacious 4-bedroom, 2.5-bath Splanch offers a versatile layout with generously sized bedrooms, excellent closet space, and thoughtfully updated living spaces throughout. The updated kitchen serves as the heart of the home, featuring a bright, modern feel and a functional layout ideal for both everyday living and entertaining. The primary bedroom includes a beautifully redone en-suite bathroom with relaxing shower jets, while a full attic provides plenty of additional storage. Step outside to a backyard designed for both relaxation and entertaining, featuring a heated saltwater in-ground pool with a vinyl liner and pool equipment. Whether enjoying a summer afternoon by the pool or hosting family and friends, the outdoor space offers the perfect setting for all-weather living. Additional highlights include a new alarm system, portable generator, newly finished garage flooring, and natural gas now available on the street. An amazing opportunity to move right in, enjoy all this home has to offer, and make it your own.

10 Klaibar Lane, E. Northport

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.